Flowers

Myth # 1) Investing in a scheme with Lower NAV is better than higher NAV

False! Fact: The above stated myth is a general misconception among investors since, investors associate mutual fund NAV with the equity Share price. One needs to keep in mind that the NAV of a scheme is nothing but a reflection of the market value of the underlying securities held by the fund on any day. A high NAV does not mean the fund is expensive. In fact, high NAV indicates a good performance of the scheme over the years. Preferring low NAV over high NAV can be erroneous strategy.

Yes, a lower NAV would give you more units, and a higher NAV would put lesser number of units in your hand, but remember the value of your investment in both cases would be same.

Myth # 2) Mutual Fund only about invest in Equities

False! Fact: Today, Mutual fund offers investment exposure to not only Equity as an asset class, but includes Debt, money market, commodities, Real Estate & International equity as well. For instance, an investor looking for a liquidity solution can look at Overnight/Liquid Funds as an option to invest for the short term.

An investor has a wide range of option to select from the schemes of various mutual fund houses to invest that would match with one’s investment objective and meet one’s financial goal.

Myth # 3) Past returns in mutual funds indicate future returns

False! Fact: While past returns will indicate the consistency of the fund’s performance during good & rough times and the Fund Manager’s intellect in handling the scenario well in comparison with peer schemes in the same category. However, the same doesn’t hold true in the future as well. Past performance may or may not sustain in future. Investors should consult financial adviser before making any investment decision

Investors should periodically relook at their portfolio investments and accordingly take wise decision.

Myth # 4)Investment in only Top Rated Mutual fund Schemes ensures better returns

False! Fact: Rating of mutual fund schemes is based on multiple parameters as structured inhouse by various rating agencies. Rating is based on the Past performance of the schemes. However, it is good indicator in understanding the style, consistency & other variables for gauging the scheme well before investing. But the same doesn’t hold true for future performance and investing. Investors should consult financial adviser before making any investment decision.

Myth # 5) One needs to have a Demat Account to invest in Mutual Funds

False! Fact: Dematerialisation is holding financial securities in an electronic form in a Demat account. While, Investing in direct equities compulsorily require Demat a/c. for mutual funds, this is not so.

An investor can transact in Mutual funds without opening a Demat account. Demat a/c however, is mandatory for transacting in Mutual Fund ETFs.

Myth # 6)An investor with huge money can only invest in a Mutual Fund

False! Fact: Investors, who believe mutual funds investment is meant only for affluent investors, then the assumption itself is wrong. Mutual fund investors can start their investment journey with as low as an SIP of Rs. 100 in certain schemes provided by MFs.

So, someone who is just earning Rs 10,000 per month and wanted to invest 10% of his income, can also start mutual funds SIP.

Disclaimer

The section Knowledge Centre on this website is a platform for YES Mutual Fund to spread awareness and educate investors about various Mutual Fund products. It should not be construed as an offer to sell nor is a solicitation of an offer to buy units of any of the schemes of YES Mutual Fund. Figures indicated here are for illustrative purpose only and does not correspond to any live or historical data. The information herein above is meant only for general reading purposes and therefore cannot be considered as guidelines, recommendations or as a professional guide for the readers. Before making any investments, the readers are advised to seek independent professional advice, verify the contents in order to arrive at an informed investment decision. None of the Sponsor, the Investment Manager, the Trustee, their respective directors, employees, affiliates or representatives shall be liable in any way for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including on account of lost profits arising from the information contained in this material.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Declaration

The information, opinion and data contained in this Website do not constitute a distribution, an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units of YES Mutual Fund in any jurisdiction in which such distribution, sale or offer is not authorised. The material/information provided in this Website is for the limited purposes of information only for the investors. In particular, the information herein is not for Sale or distribution and does not constitute an offer to buy or sell or solicitation of an offer to buy or sell any Schemes/Units of YES Mutual Fund in the United States of America ('USA')/Canada to or for the benefit of United States persons (being persons resident in the US, corporations, partnerships or other entities created or organised in or under the laws of the US or any person falling within the definition of the term "US Person" under the US Securities Act of 1933, as amended) and persons of Canada. The material / information provided in this website is for the limited purposes of information only for the investors and in no event shall the directors, officers, employees, trustees, agents of YES Mutual Fund / group companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of information / opinion herein.

By entering this Website or accessing any data /transacting on this website, I/We hereby confirm that I/We am/are not or corporations, or partnerships or any other entity created or organised in or under the laws of USA or any person/entity falling within the definition of the term 'US Person' under the US Securities Act of 1933, (as amended)persons resident in the United States of America (USA),, /resident of Canada. I/We hereby confirm that I/We am/are not giving a false confirmation and/or disguising my/our country of residence. I/We agree and acknowledge that YES Mutual Fund/YES Asset Management (India) Limited (YES AMC) is relying upon my/our confirmation and in no event shall the directors, officers, employees, trustees, agents of YES AMC associate/group companies be liable for any direct, indirect, incidental or consequential damages arising out of false confirmation/ information provided herein.

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Terms & Conditions:

I/We would like to invest in YES mutual fund Scheme’s subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum (KIM) and subsequent amendments thereto. I/We have read, understood (before filling application form) and is/are bound by the details of the SAI, SID & KIM. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act / Regulations / Rules / Notifications / Directions or any other Applicable Laws enacted by the Government of India or any Statutory Authority. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the YES Asset Management (India) Ltd.(YES AMC) liability. I understand that the YES AMC may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree YES AMC can debit from my folio for the service charges as applicable from time to time. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and particulars given by me/us are correct and complete. Further, I agree that the transaction charge (if applicable) shall be deducted from the subscription amount and the said charges shall be paid to the distributors.
I confirm that I am resident of India or I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/our NRE/FCNR Accounts I/We confirm that payment for this transaction has been done through my/own bank account number which is registered in the folio and no third party account is used for such payments. In case of any non-compliance, I/We authorize you to refund the said amount to the account where it is debited and will liable for any consequences arising thereof. I/We hereby authorize the representatives of YES AMC, its Distributors to contact me through any mode of communication. This will override registry on DND / DNDC as the case may be.

Terms & Conditions:

I/We would like to invest in YES mutual fund Scheme’s subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum (KIM) and subsequent amendments thereto. I/We have read, understood (before filling application form) and is/are bound by the details of the SAI, SID & KIM. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act / Regulations / Rules / Notifications / Directions or any other Applicable Laws enacted by the Government of India or any Statutory Authority. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the YES Asset Management (India) Ltd.(YES AMC) liability. I understand that the YES AMC may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree YES AMC can debit from my folio for the service charges as applicable from time to time. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and particulars given by me/us are correct and complete. Further, I agree that the transaction charge (if applicable) shall be deducted from the subscription amount and the said charges shall be paid to the distributors.
I confirm that I am resident of India or I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/our NRE/FCNR Accounts I/We confirm that payment for this transaction has been done through my/own bank account number which is registered in the folio and no third party account is used for such payments. In case of any non-compliance, I/We authorize you to refund the said amount to the account where it is debited and will liable for any consequences arising thereof. I/We hereby authorize the representatives of YES AMC, its Distributors to contact me through any mode of communication. This will override registry on DND / DNDC as the case may be.

Terms & Conditions:

I/We would like to invest in YES mutual fund Scheme’s subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum (KIM) and subsequent amendments thereto. I/We have read, understood (before filling application form) and is/are bound by the details of the SAI, SID & KIM. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act / Regulations / Rules / Notifications / Directions or any other Applicable Laws enacted by the Government of India or any Statutory Authority. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the YES Asset Management (India) Ltd.(YES AMC) liability. I understand that the YES AMC may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree YES AMC can debit from my folio for the service charges as applicable from time to time. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and particulars given by me/us are correct and complete. Further, I agree that the transaction charge (if applicable) shall be deducted from the subscription amount and the said charges shall be paid to the distributors.
I confirm that I am resident of India or I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/our NRE/FCNR Accounts I/We confirm that payment for this transaction has been done through my/own bank account number which is registered in the folio and no third party account is used for such payments. In case of any non-compliance, I/We authorize you to refund the said amount to the account where it is debited and will liable for any consequences arising thereof. I/We hereby authorize the representatives of YES AMC, its Distributors to contact me through any mode of communication. This will override registry on DND / DNDC as the case may be.

Terms & Conditions:

I/We would like to invest in YES mutual fund Scheme’s subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum (KIM) and subsequent amendments thereto. I/We have read, understood (before filling application form) and is/are bound by the details of the SAI, SID & KIM. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act / Regulations / Rules / Notifications / Directions or any other Applicable Laws enacted by the Government of India or any Statutory Authority. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the YES Asset Management (India) Ltd.(YES AMC) liability. I understand that the YES AMC may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree YES AMC can debit from my folio for the service charges as applicable from time to time. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and particulars given by me/us are correct and complete. Further, I agree that the transaction charge (if applicable) shall be deducted from the subscription amount and the said charges shall be paid to the distributors.
I confirm that I am resident of India or I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/our NRE/FCNR Accounts I/We confirm that payment for this transaction has been done through my/own bank account number which is registered in the folio and no third party account is used for such payments. In case of any non-compliance, I/We authorize you to refund the said amount to the account where it is debited and will liable for any consequences arising thereof. I/We hereby authorize the representatives of YES AMC, its Distributors to contact me through any mode of communication. This will override registry on DND / DNDC as the case may be.

Terms & Conditions:

I/We would like to invest in YES mutual fund Scheme’s subject to terms of the Statement of Additional Information (SAI), Scheme Information Document (SID), Key Information Memorandum (KIM) and subsequent amendments thereto. I/We have read, understood (before filling application form) and is/are bound by the details of the SAI, SID & KIM. I/We have not received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the amount invested in the Scheme is through legitimate sources only and is not designed for the purpose of contravention or evasion of any Act / Regulations / Rules / Notifications / Directions or any other Applicable Laws enacted by the Government of India or any Statutory Authority. I accept and agree to be bound by the said Terms and Conditions including those excluding/ limiting the YES Asset Management (India) Ltd.(YES AMC) liability. I understand that the YES AMC may, at its absolute discretion, discontinue any of the services completely or partially without any prior notice to me. I agree YES AMC can debit from my folio for the service charges as applicable from time to time. The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I hereby declare that the above information is given by the undersigned and particulars given by me/us are correct and complete. Further, I agree that the transaction charge (if applicable) shall be deducted from the subscription amount and the said charges shall be paid to the distributors.
I confirm that I am resident of India or I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account. I/We undertake that all additional purchases made under this folio will also be from funds received from abroad through approved banking channels or from funds in my/our NRE/FCNR Accounts I/We confirm that payment for this transaction has been done through my/own bank account number which is registered in the folio and no third party account is used for such payments. In case of any non-compliance, I/We authorize you to refund the said amount to the account where it is debited and will liable for any consequences arising thereof. I/We hereby authorize the representatives of YES AMC, its Distributors to contact me through any mode of communication. This will override registry on DND / DNDC as the case may be.